Save my company bonuses MY PROFIT SHARING AND/OR MY COLLECTIVE BONUS

You are associated with the results and performance of your company through the profit sharing and the collective bonus. You have the choice between saving them and being exempt from taxes or collecting them and paying taxes.

Example: for €1,000 of profit sharing paid by your employer, how much will you actually get?

I perceive my profit sharing

I save my profit sharing

Gross Amount €1,000 €1,000

CSG/CRDS (1) - €97 - €97

Income Tax (2) - €271 exempt

Montant net €632 €903

Net amount after 5 years of investment in my CCB at 6% €1 155

(1) CSG/CRDS of 9.7% at 1st January 2024. (2) Assumption: marginal tax bracket of 30%.

SAVE YOUR UNTAKEN DAYS

Save each year up to 10 days of untaken days on your PERECO exempt from social contributions (3) and income tax, while benefiting a matching contribution from your company of 10% of their value.

You thus transform your time into money, without using your savings for your retirement savings.

(3) Social Security contributions: Sickness insurance, maternity, old age, death, disability.