Why choose Employee Savings & Retirement? Individual savings: You are free to invest in your different vehicles of your choice, and remain independent throughout your career.

Effortless savings: Save effortlessly by investing your profit sharing, collective bonus or your time savings, and benefit from tax and social advantages.

A saving for all your plans for life: • Your Employee Saving Plan for your wedding, your primary residence,

the creation of a business, etc., or to build up precautionary savings. • Your Retirement Saving to improve your future standard of living as a retiree.

Calendar of employee savings & retirement

• Reallocation of assets maturing on the CCB • Option Forms for the Profit Sharing and Collective

Bonus.

If you don’t answer, the legal options apply.

The profit sharing is automatically invested 50% in your CCB and 50% in your guided management on the PERECO.

The Collective Bonus is automatically invested in the Amundi Trésorerie ESR support on the PEG. If you choose to receive those amounts immediately, they will then be taxed.

• Time savings form to invest days you didn’t take in the PERECO

At any time of the year You can make voluntary payments, reallocations and transfers.

June

January / January