Through various collective agreements signed with employee representatives, we have built and developed a comprehensive Employee Savings & Retirement plan composed of 2 components:

• A 5-year component, to finance your medium-term projects with the 5 years locked company account (CCB) and the Group Saving Plan (PEG),

• A long-term component, with the Retirement Saving Plan (PERECO), to provide you with additional income for your retirement.

Our CCB is particularly advantageous as it allows you to invest your investment with a guarantee of annual remuneration of 6% financed by the company.

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How does your Employee & Retirement Savings works?

(1) You have the choice of saving ou receiving all or part of your profit sharing and collective bonus. If you perceive them immediately, the bonuses are subject to income tax. (2) Up to a maximum of 10 days per year. (3) The profit-sharing is invested in your CCB at 6%, guaranteed by your company.

YOUR TIME SAVINGS (2)

Employee Savings

PEG 5 years horizon

5 years Locked Company

Account (3) CCB

5 years horizon

Retirement Savings PERECO

Retirement Horizon

YOUR DEDUCTIBLE VOLUNTARY PAYMENTS

In your PERECO, voluntary contributions can be deductible from your income (within the limits of current regulations) or not according to your wishes. This choice determines how your savings will be taxed on withdrawal. To find out how your schemes are taxed, please visit Esalia.com.

YOUR PROFIT SHARING (1)

YOUR NON-DEDUCTIBLE VOLUNTARY PAYMENTS

COLLECTIVE BONUS (1)

and/or

and/or

and/or

and/or

+ MATCHING CONTRIBUTION